Win up to $900 bonus – with a Winter Olympics caveat

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The Winter Olympics begin February 4, 2022. And while the spirited competition and passionate patriotism are exciting enough, you might have another reason to support Team USA if you open the US Bank Business Leverage® Visa Card Signature®.

For a limited time, the card’s welcome bonus will increase based on the number of medals won by the US team. If they get at least 36 medals, you could earn up to $900 by opening this card and meeting its minimum spend requirement.

Here’s what you need to know about this deal.

Read more: The best small business credit cards of January 2022

US Bank Business Leverage Welcome Bonus Depends on Winter Olympics Result

Annual fees

$0 annual introductory fee for 12 months, then $95

Regular APR

15.99% – 20.99% variable

Featured Reward

75,000 bonus points after spending at least $7,500 on card purchases within 120 days of account opening (offer ends February 20, 2022)

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  • Advantages and disadvantages

  • Details


  • Advantages
    • Great sign-up bonus
    • Simple earning/redeeming structure
    • 5% cashback on prepaid hotels and rental cars booked through Travel Rewards Center
    The inconvenients
    • Relatively few ongoing benefits
    • Modest return rates
    • $95 annual fee
    • Information for the U.S. Bank Business Leverage® Visa Signature® Card has been collected by Business Insider and has not been reviewed by the issuer.
    • Earn 75,000 bonus points (worth $750) after spending at least $7,500 on card purchases within 120 days of account opening. Offer ends February 20, 2022.
    • $0 annual introductory fee, then $95
    • 2% cash back in the top two categories in which you spend the most each month automatically
    • 1% cash back on all other qualifying purchases
    • No limit on rewards

    The US Bank Business Leverage Card is a small business credit card that offers the following key benefits:

    • 2 points per dollar in the the first two categories you spend the most, like restaurants, office supply stores, gas stations, wholesalers, entertainment, and dozens more (and 1 point per dollar on everything else). The map will automatically detect your top categories each month.
    • 5% back on prepaid hotels and rental cars booked through the US Bank Travel Rewards Center
    • No foreign transaction fees
    • Free employee cards with the ability to control spending on each card
    • Visa Signature benefits including extended warranty protection, rental car insurance, and more.

    It charges an introductory annual fee of $0 for 12 months, then $95.

    This card also currently offers a fantastic sign-up bonus: 75,000 bonus points after spending at least $7,500 on purchases on the card within 120 days of account opening (offer ends February 20, 2022) . This is the equivalent of a 10 point bonus for your spending (plus the normal rewards you will receive from regular spending).

    And for a limited time, this bonus will offer up to an additional 15,000 points, based on Team USA’s performance at the Winter Olympics. It doesn’t matter where the American team is, as long as they get a medal. Here is what you will get:

    • 0-35 medals — 7,500 bonus points
    • 36+ medals — 15,000 bonus points

    In other words, if Team USA wins 36 medals, you will receive a total of 90,000 points from that card’s bonus, assuming you meet the minimum spend requirement. You can redeem the points you earn with this card for 1 cent each, making this 90,000 point bonus worth $900.

    Read more: The 2022 Winter Olympics begin February 2 – here’s how to stream each event live

    The Winter Olympics run from February 4 to February 20, 2022. And since this bonus is available until February 20, 2022, you can wait to apply until you know for sure how many medals Team USA has won. This way you will know if you are getting a total bonus of $825 or $900.

    At the end of the line

    We have never seen a higher US Bank Business Leverage card bonus than this current offer. If you value what is essentially cash back, this card might be right for you.

    Just note that you will earn 2 points per dollar with only two categories per month. There are a handful of no-annual-fee credit cards that offer a 2% refund for all purchases. For example, the Citi® Double Cash Card earns 1% when you make a purchase and 1% when you redeem that purchase, or 2% back everywhere.

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    1.5% cash back on top of regular earnings on everything you buy up to $20,000 spent in the first year (worth up to $300 cash back)

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