US Bank Altitude Connect Visa Signature Card Review | US News


What are the fees associated with the US bank’s Visa Altitude Connect signature card?

  • Annual subscription : Annual introductory fee of $ 0 for the first year, $ 95 thereafter.
  • Foreign transaction fees: nothing.
  • Balance transfer fee: 3% of the amount of each transfer or a minimum of $ 5, whichever is greater.
  • Cash advance fees: 5% of the amount of each advance or a minimum of $ 10, whichever is greater.
  • APR cash advance: variable 25.99%.
  • Late or returned payment: up to $ 40.

How to earn and redeem rewards with the US Bank Visa Altitude Connect Signature Card

A reward calculator on the map website can help you estimate point earnings based on your planned monthly spending.

Points can be redeemed for merchandise, gift cards, cash back, travel and more.

If you want to redeem cash back, you need at least 2,500 points. You can receive cash back in the form of a statement credit or deposit to your savings account or US bank check.

Comparisons to other Travel Rewards credit cards

Rewards: The Chase Sapphire Preferred Card offers three points per dollar on meals, including eligible delivery and takeout services, two points per dollar on travel, and one point per dollar on all other purchases. By comparison, the American bank’s Altitude Connect Visa Signature card earns four points per dollar when traveling and at gas stations; two points per dollar in grocery stores and on grocery delivery, restaurant and streaming services; and one point per dollar on all other eligible purchases.

Registration bonus: You can get a sign up bonus of 60,000 points after spending $ 4,000 on purchases in the first 3 months after opening the account. It’s $ 750 when you redeem through Chase Ultimate Rewards®. Meanwhile, the US bank’s Altitude Connect Visa Signature card offers 50,000 bonus points when you spend $ 3,000 on qualifying purchases within the first 120 days of opening the account.

APR: The APRs on both maps are similar. Additionally, both cards charge an annual fee, but only the U.S. bank’s Visa Signature Altitude Connect card waives the fee for the first year. Neither card charges foreign transaction fees.

Rewards: Capital One Venture Rewards Credit Card earn 2 unlimited miles per dollar on every purchase. You can also get 60,000 bonus miles once you have spent $ 3,000 on purchases within 3 months of opening the account, which equals $ 600 of travel. The US Bank Altitude Connect Visa Signature Card offers four points per dollar on travel and at gas stations; two points per dollar in grocery stores and on grocery delivery, restaurant and streaming services; and one point per dollar on all other eligible purchases. Spend $ 3,000 on qualifying purchases within the first 120 days of opening the account, and you can earn 50,000 bonus points, worth $ 500.

Annual subscription : Both cards charge an annual fee of $ 95, but the US bank’s Visa Signature Altitude Connect card waives the fee in your first year. Neither card charges foreign transaction fees.


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