Best US bank credit cards of January 2022

Here are the best US Bank credit cards. Click on the card name to read our review. Before applying, check the details on the issuer’s website:

If you don’t mind upgrading your rewards, check out the U.S. Bank Cash+™ Visa Signature® Card. This is perhaps the most customizable cash back card available. You choose which categories earn the most cash back – you get two 5% categories and one 2% category – and you can change these options each quarter. There is also a good bonus offer for new cardholders. Read our review.

the U.S. Bank Altitude® Go Visa Signature® Card is perhaps the most profitable restaurant card on the market, earning 4 points per dollar on restaurant purchases, including takeout and delivery. You may find higher rates on meals, but not on cards with no annual fee. Read our review.

Our choice for: General travel

the U.S. Bank Altitude® Connect Visa Signature® Card is one of the most generous cards on the market whether you take to the skies or the road, thanks to the quadruple the points it earns on travel and purchases at gas stations and electric vehicle charging stations. It’s also a solid card for day-to-day expenses like groceries, meals, and streaming, and it comes with rolling credits that can offset its annual fee: $95. Read our review.

Our choice for: Luxury travel

the US Bank Altitude™ Visa Infinite® Reserve Card is a premium travel credit card with a slew of fancy perks and perks – and a whopping annual fee of $400 match. Luckily, it also offers a $325 annual travel credit, one of the most generous in the industry. This, along with a stunning bonus, can help soften the blow. Read our review.

Our choice for: balance transfers or the 0% period

A long introductory period of 0% APR for purchases and balance transfers has made the U.S. Bank Visa® Platinum Card a NerdWallet favorite. Read our review.

Our choice for: Bad credit or no credit

No, you don’t have to be a hardcore biker (or even a casual biker) to benefit from the HD™ Visa® Secure Card. It’s a decent secured card with no annual fee for people looking to build or rebuild their credit. And if you are a biker, well, you can earn Harley-Davidson rewards too. Read our review.

Our pick for: Rewards for small businesses

If your business expenses are everywhere, the U.S. Bank Business Leverage® Visa Signature® Card could be exactly what you are looking for. This card earns double points in the two categories (from a list of 48) where you spend the most each month. There is also a fantastic bonus offer for new cardholders as well as an annual fee. Read our review.

Our choice for: 0% period for small businesses

0% APR introductory offers on small business credit cards aren’t too common, and long ones are even less so. the US Bank Business Platinum worth a look for entrepreneurs looking to finance a major purchase or pay off high interest debt. Read our review.

Our choice for: Small business card with no annual fee

the US Bank Business Triple Cash Rewards World Elite™ Mastercard® is a solid cash back card for business owners. Earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants. Earn 1% cash back on all other qualifying net purchases. In addition, the card offers a competitive welcome bonus and 0% introductory APR on purchases for 15 billing cycles and 0% introductory APR on balance transfers for 15 billing cycles, then ongoing APR from 13.99% to 22.99% variable APR — all with a $0 annual subscription. Read our review.

Other cards issued by US Bank

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